What Right to Appraisal is usually about
The appraisal process is generally focused on the disputed amount of loss. In a total loss claim, that usually means the fair market value of the vehicle and the details supporting that value.
- Each side may select an appraiser when the process is available.
- The appraisers review the vehicle, valuation report, comparables, and supporting evidence.
- An umpire may become involved if the appraisers cannot agree.
- The process depends on the specific policy language and claim facts.
Common valuation problems
- Weak comparable vehicles
- Missing options or packages
- Incorrect trim, mileage, condition, or prior damage assumptions
- Unsupported deductions or market adjustments
How the folder moves forward
Start with the valuation report, settlement offer, photos, policy information, and any comparable vehicles you found. TBSA can review whether the dispute appears to fit a total loss appraisal path and then move the folder into Folder Co. when the next step is clear.
Questions about Right to Appraisal Massachusetts
Is Right to Appraisal the same as suing the insurance company?
No. It is generally a policy-based appraisal process focused on the amount of loss, not a broader lawsuit about coverage or liability.
Do I need the policy before asking about appraisal?
The policy is helpful because the appraisal clause language controls the process. Save the policy, valuation report, and all claim correspondence.