When you and your insurance company cannot agree on the value of your vehicle, your policy may provide a process to resolve that dispute.
Most vehicle owners first hear about the appraisal clause after the insurance company declares their vehicle a total loss and the settlement offer simply does not make sense.
That is where appraisal often becomes necessary.
Our goal is simple: help make sure the vehicle is valued fairly.
Thousands of dollars can potentially be left on the table when reports are not properly reviewed.
For many vehicle owners, appraisal is the process available before litigation becomes necessary.
Instead of emailing documents back and forth, create a secure Folder Co. file and keep every valuation report, photo, offer, and message in one location.
Create new total loss fileInsurance companies spend heavily on valuation systems, estimating platforms, data providers, and claim management tools. The average vehicle owner is trying to challenge that system with little or no experience interpreting valuation reports.
We know how these reports are built, where errors are commonly found, and how unsupported adjustments should be challenged during the appraisal process.
Most vehicle owners only go through a total loss claim once or twice. We go through them every day.
Appraisal is often faster, less expensive, and more practical than litigation. For many vehicle owners, it provides a path to resolve valuation disputes without immediately filing a lawsuit.
The exact process depends on policy language, state law, and the facts of the claim.
The Body Shop Appraiser Inc. is licensed in Massachusetts, Rhode Island, and Connecticut.
We may also assist vehicle owners with total loss appraisal disputes in other states where licensing requirements permit our involvement. If your claim is outside MA, RI, or CT, we can discuss whether we are able to assist based on the requirements of that jurisdiction.
For total loss appraisal matters, compensation is reviewed before the appraisal process begins so the vehicle owner understands the arrangement before moving forward.
If we do not obtain additional money for the vehicle owner through the appraisal process, there is no fee for that total loss appraisal matter.
It is policy language that may let each side choose an appraiser when the vehicle owner and insurer disagree about the amount of loss.
No. It is generally a policy-based dispute process focused on the amount of loss, not a general lawsuit about coverage.
Save the full report and supporting documents. We can review comparables, adjustments, vehicle options, condition, taxes, fees, and other details that may affect the settlement.
The company is licensed in MA, RI, and CT. We may be able to assist elsewhere where state licensing requirements permit involvement, and we can review that before moving forward.
The Body Shop Appraiser Inc. cannot guarantee the outcome of any appraisal matter.
Results vary based on policy language, state laws, claim facts, vehicle condition, market conditions, supporting documentation, and the positions taken by the parties involved.
Past results do not guarantee future outcomes. Our role is to provide an independent professional opinion and advocate for a fair and supportable valuation based on the facts available.
Talk with an independent appraiser, then start a secure file through Folder Co. when you are ready.
